Brighty Card
Issuer Brighty
卡片形态
订阅计划
One / Plus / Pro 均可发行 · Cashback基础 0.5%；指定类别Up to 1.25%–1.75% · 虚拟 Visa 卡
Last verified 2026/07/2010 traceable sources
- Rating
- 4.3
- Cashback
- 基础 0.5%；指定类别Up to 1.25%–1.75%
- Application / card fee
- €2.99
- Subscription fee
- €0 / 月
- FX fee
- foreign transaction 2%
- Card type
- 虚拟 Visa 卡
- Supported国家
- Austria / Belgium / Bulgaria / Croatia / Cyprus / Czechia / Denmark / Estonia / Finland / France / Germany / Greece / Hungary / Ireland / Italy / Latvia / Lithuania / Luxembourg / Malta / Netherlands / Poland / Portugal / Romania / Slovakia / Slovenia / Spain / Sweden / Iceland / Liechtenstein / Norway / Montenegro / Andorra / Switzerland / San Marino / Monaco / Moldova
- KYC
- KYC required：带照片National ID件或Passport、3 个月内地址证明，并授权相机与定位
Dimension · Card format
卡片形态 comparison
Compare requirements, fees, cashback limits and mobile wallet support.
| Tier / plan | Requirement | Application fee | Subscription fee | Cashback | Cashback cap | Apple Pay | Google Pay | Features |
|---|---|---|---|---|---|---|---|---|
| Visa VirtualCurrent | One / Plus / Pro 均可发行 | €2.99 | €0 / 月 | 基础 0.5%；指定类别Up to 1.25%–1.75% | 按 One / Plus / Pro 计划 | Supported | Supported |
|
| Visa Physical | 仅 Plus / Pro | 发行 €0；配送 €7.99–€14.99 | €0 / 月 | 基础 0.5%；指定类别Up to 1.25%–1.75% | Plus 60 USDC/月；Pro 100 USDC/月 | Supported | Supported |
|
| Mastercard Virtual | One / Plus / Pro 均可发行 | €2.99 | €0 / 月 | 基础 0.5%；指定类别Up to 1.25%–1.75% | 按 One / Plus / Pro 计划 | Not disclosed | Supported |
|
Dimension · 订阅计划
订阅计划 comparison
Compare requirements, fees, cashback limits and mobile wallet support.
| Tier / plan | Requirement | Application fee | Subscription fee | Cashback | Cashback cap | Apple Pay | Google Pay | Features |
|---|---|---|---|---|---|---|---|---|
| OneCurrent | Brighty One plan | Virtual card €2.99；Visa Physical card发行 €0、配送 €7.99–€14.99 | Not disclosed | 基础 0.5%；指定类别Up to 1.25%–1.75%，具体档位映射应用显示/Not disclosed | 20 USDC/月 | Tier dependent | Supported |
|
| Plus | Brighty Plus plan | Virtual card €2.99；Visa Physical card发行 €0、配送 €7.99–€14.99 | Not disclosed | 基础 0.5%；指定类别Up to 1.25%–1.75%，具体档位映射应用显示/Not disclosed | 60 USDC/月 | Tier dependent | Supported |
|
| Pro | Brighty Pro plan | Virtual card €2.99；Visa Physical card发行 €0、配送 €7.99–€14.99 | Not disclosed | 基础 0.5%；指定类别Up to 1.25%–1.75%，具体档位映射应用显示/Not disclosed | 100 USDC/月 | Tier dependent | Supported |
|
Product capabilities
Card networks, custody and limits at a glance.
- 支持国家
- Austria / Belgium / Bulgaria / Croatia / Cyprus / Czechia / Denmark / Estonia / Finland / France / Germany / Greece / Hungary / Ireland / Italy / Latvia / Lithuania / Luxembourg / Malta / Netherlands / Poland / Portugal / Romania / Slovakia / Slovenia / Spain / Sweden / Iceland / Liechtenstein / Norway / Montenegro / Andorra / Switzerland / San Marino / Monaco / Moldova
- Cashback cap
- One 20 USDC/月；Plus 60 USDC/月；Pro 100 USDC/月
- Cashback conditions
- Cashback进入 USDC vault 并在次月解锁。ATM、gambling、transfer、充值、quasi-cash、crypto purchase 和 Curve 交易不符合资格。指定类别的计划/类别具体费率映射由应用展示，公开帮助页未拆成固定 One / Plus / Pro 百分比。
- Network
- Visa / Mastercard
- Custody
- Brighty custodial account；Cashback进入 USDC vault
- ATM limit
- 金额限额Not disclosed；Visa Physical card ATM 费用按 Plus / Pro 与欧洲经济区 / non-欧洲经济区区分
- Daily / monthly limit
- One €15,000；Plus Visa €15,000 / Mastercard €25,000；Pro €50,000
这是 Brighty 应用/申请可用地区，不是 Visa 或 Mastercard 商户受理范围。KYC 旧文档仍以欧盟/欧洲经济区 residence/address 表述，新增地区的具体核验口径需在应用确认。