Karma Card
Issuer Karma
KARMA 手续费优惠等级
持有少于 1,000,000 KARMA · Cashback固定卡CashbackNot disclosed
Last verified 2026/07/2011 traceable sources
- Rating
- 4.3
- Cashback
- 固定卡CashbackNot disclosed
- Application / card fee
- 注册 $0；发卡费用Not disclosed
- Subscription fee
- $0 / 月
- FX fee
- 非美元当前 1%（条款Up to 3%）+ Visa 非美元网络费 $0.30；Karma 不额外加价
- Card type
- Karma 消费卡；Physical card / Virtual cardCard formatNot disclosed
- Availability
- 面向非美国公民且位于美国境外的个人家庭用途；具体国家按风险分级表，非干净申请清单
- KYC
- Bridge KYC：政府 ID、3 个月内地址证明、自拍；KYC 解锁银行与卡片功能
Dimension · 费率优惠等级
KARMA 手续费优惠等级 comparison
Compare requirements, fees, cashback limits and mobile wallet support.
| Tier / plan | Requirement | Application fee | Subscription fee | Cashback | Cashback cap | Apple Pay | Google Pay | Features |
|---|---|---|---|---|---|---|---|---|
| < 1M KARMACurrent | 持有少于 1,000,000 KARMA | 注册 $0；发卡费用Not disclosed | $0 / 月 | 固定卡CashbackNot disclosed | Not disclosed | Not disclosed | Not disclosed | Not disclosed |
| 1M+ KARMA | 持有至少 1,000,000 KARMA | 注册 $0；发卡费用Not disclosed | $0 / 月 | 固定卡CashbackNot disclosed | Not disclosed | Not disclosed | Not disclosed | Not disclosed |
| 10M+ KARMA | 持有至少 10,000,000 KARMA | 注册 $0；发卡费用Not disclosed | $0 / 月 | 固定卡CashbackNot disclosed | Not disclosed | Not disclosed | Not disclosed | Not disclosed |
Product capabilities
Card networks, custody and limits at a glance.
- 适用地区
- 面向非美国公民且位于美国境外的个人家庭用途；具体国家按风险分级表，非干净申请清单
- Excluded
- 美国 citizens / Persons located in the 美国 / Cuba / Iran / Myanmar / North Korea / Syria / 乌克兰指定地区
- Cashback cap
- Not disclosed；官网未披露
- Cashback conditions
- 官网披露的是卡服务费 discount 与 Swap 手续费返还。前者是手续费减免，后者是 swap 交易返费，均不能写成通用持卡消费Cashback。
- Network
- Visa；Third National 发卡方，Rain 提供卡计划Supported
- Supported networks
- Ethereum / Polygon / Optimism / Arbitrum 等
- Custody
- 自托管加密金融超级应用
- Bank transfer
- USD / EUR / GBP 入账为统一稳定币余额；ACH / SEPA 可用性按国家
- ATM limit
- Not disclosed；官网未披露
- Daily / monthly limit
- 动态消费限额；固定金额Not disclosed
卡条款面向非美国公民、美国境外个人。Supported Countries 表还有 Controlled / Restricted / Not High Risk 等多级分类；本次未获得完整可申请白名单，因此 countries 保持为空。China 为 Controlled，ACH/SEPA 均 No。