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All cards/Spenda Cards
Spenda Cards Virtual 卡面

Spenda Cards

Issuer  Spenda

卡片形态

18+，BVN + valid ID，Smile ID verification · Network varies by issued Virtual card；official imagery shows Verve / Visa / Mastercard

Download official app
Last verified 2026/07/207 traceable sources
Rating
4.3
Cashback
Not disclosed
Application / card fee
applicable；具体amountNot disclosed
Subscription fee
$0 / 月
FX fee
prevailing market 比例
Card type
Network varies by issued virtual card；official imagery shows Verve / Visa / Mastercard
Supported国家
Nigeria
KYC
18+；BVN + valid ID；Smile ID liveness / face verification

Dimension · Card format

卡片形态 comparison

Compare requirements, fees, cashback limits and mobile wallet support.

Tier / planRequirementApplication feeSubscription feeCashbackCashback capApple PayGoogle PayFeatures
VirtualCurrent18+，BVN + valid ID，Smile ID verificationapplicable；具体amountNot disclosed$0 / 月Not disclosedNot disclosedNot disclosedNot disclosed
  • Naira / USD 卡 messaging
  • 即时 creation / activation
  • 30,000+ online 商户
  • Naira 卡 linked to Spenda account
Physical18+，BVN + valid ID，Smile ID verification；Nigeria delivery addressapplicable；具体amountNot disclosed$0 / 月Not disclosedNot disclosedNot disclosedNot disclosed
  • Physical card Naira Debit card
  • Official imagery labels Afrigo
  • ATM 取现
  • POS payment

Product capabilities

Card networks, custody and limits at a glance.

支持国家
Nigeria
Cashback conditions
当前官方卡片页与条款Not disclosed ongoing 卡Cashback。
Network
Virtual card varies by issued 卡 (official imagery shows Verve / Visa / Mastercard)；Physical card Afrigo
Supported networks
crypto-to-Naira conversion；specific 卡 network chain not applicable
Custody
Spenda account
Bank transfer
Supported as account feature
ATM limit
Physical card supports ATM；numeric limitNot disclosed；Virtual card no ATM

申请条件要求 BVN，Physical card为 Nigeria nationwide delivery；不从 Africa 营销定位扩展到其他国家。