Spenda Cards
Issuer Spenda
卡片形态
18+，BVN + valid ID，Smile ID verification · Network varies by issued Virtual card；official imagery shows Verve / Visa / Mastercard
Last verified 2026/07/207 traceable sources
- Rating
- 4.3
- Cashback
- Not disclosed
- Application / card fee
- applicable；具体amountNot disclosed
- Subscription fee
- $0 / 月
- FX fee
- prevailing market 比例
- Card type
- Network varies by issued virtual card；official imagery shows Verve / Visa / Mastercard
- Supported国家
- Nigeria
- KYC
- 18+；BVN + valid ID；Smile ID liveness / face verification
Dimension · Card format
卡片形态 comparison
Compare requirements, fees, cashback limits and mobile wallet support.
| Tier / plan | Requirement | Application fee | Subscription fee | Cashback | Cashback cap | Apple Pay | Google Pay | Features |
|---|---|---|---|---|---|---|---|---|
| VirtualCurrent | 18+，BVN + valid ID，Smile ID verification | applicable；具体amountNot disclosed | $0 / 月 | Not disclosed | Not disclosed | Not disclosed | Not disclosed |
|
| Physical | 18+，BVN + valid ID，Smile ID verification；Nigeria delivery address | applicable；具体amountNot disclosed | $0 / 月 | Not disclosed | Not disclosed | Not disclosed | Not disclosed |
|
Product capabilities
Card networks, custody and limits at a glance.
- 支持国家
- Nigeria
- Cashback conditions
- 当前官方卡片页与条款Not disclosed ongoing 卡Cashback。
- Network
- Virtual card varies by issued 卡 (official imagery shows Verve / Visa / Mastercard)；Physical card Afrigo
- Supported networks
- crypto-to-Naira conversion；specific 卡 network chain not applicable
- Custody
- Spenda account
- Bank transfer
- Supported as account feature
- ATM limit
- Physical card supports ATM；numeric limitNot disclosed；Virtual card no ATM
申请条件要求 BVN，Physical card为 Nigeria nationwide delivery；不从 Africa 营销定位扩展到其他国家。