Trade Republic Card
Issuer Trade Republic
Trade Republic Card variants
Subscription fee €0 for all 版本 / 月 · Cashback 1% Saveback
Last verified 2026/07/207 traceable sources
- Rating
- 4.3
- Cashback
- 1% Saveback
- Application / card fee
- Not disclosed
- Subscription fee
- €0 for all 版本 / 月
- FX fee
- Trade Republic adds no bank exchange 费用 on non-euro transactions；Visa / market 比例 applies
- Card type
- Visa Debit card；Virtual card, Classic / Mirror 版本
- Supported国家
- Belgium / Germany / Spain / Estonia / France / Greece / Ireland / Italy / Latvia / Lithuania / Luxembourg / Netherlands / Austria / Poland / Portugal / Slovakia / Slovenia / Finland
- KYC
- 18+；德国申请页要求德国永久居住及纳税、欧洲手机号、SEPA 账户
Dimension · same Visa Debit product；different form / material and one-time price
Trade Republic Card variants comparison
Compare requirements, fees, cashback limits and mobile wallet support.
| Tier / plan | Requirement | Application fee | Subscription fee | Cashback | Cashback cap | Apple Pay | Google Pay | Features |
|---|---|---|---|---|---|---|---|---|
| VirtualCurrent | Not disclosed | Not disclosed | €0 for all 版本 / 月 | 1% Saveback | Not disclosed | Supported | Supported | Not disclosed |
| Classic | Not disclosed | Not disclosed | €0 for all 版本 / 月 | 1% Saveback | Not disclosed | Supported | Supported | Not disclosed |
| Mirror | Not disclosed | Not disclosed | €0 for all 版本 / 月 | 1% Saveback | Not disclosed | Supported | Supported | Not disclosed |
Product capabilities
Card networks, custody and limits at a glance.
- 支持国家
- Belgium / Germany / Spain / Estonia / France / Greece / Ireland / Italy / Latvia / Lithuania / Luxembourg / Netherlands / Austria / Poland / Portugal / Slovakia / Slovenia / Finland
- Cashback conditions
- Saveback 由合资格卡片消费的 1% 自动投入 savings plan。排除 P2P、Curve / PayPal / MangoPay 充值、ATM、现金类、赌博、证券等交易；不是可以直接提取的现金Cashback。
- Network
- Visa
- Supported networks
- Not applicable
- Custody
- Trade Republic banking / investment account；not a crypto wallet 卡
- Bank transfer
- German applicant requirement includes a SEPA account；other market requirements may vary
- ATM limit
- numeric withdrawal 限额Not disclosed；Classic / Mirror ATM 费用 depends on €100 per-withdrawal threshold
countries 来自 Trade Republic 官网地区菜单。德国申请条件不能自动复制到其他 17 个市场。商户受理范围与申请国家分开。
Fees
Only disclosed or verified fees are shown. Unlisted items have not been published by the issuer.
Free取现门槛是单笔 €100，不是 ATM 限额。Virtual card 的 ATM 适用方式未在当前证据中单独确认。
KYC and eligibility
申请人需年满 18 岁。德国页面要求在德国永久居住及纳税、拥有欧洲手机号和 SEPA 账户；其他市场的精确居住、税务与证件要求可能不同，官网卡页未给出统一证件清单。
- Accepted documents
- Not disclosed
- Mainland China users
- Trade Republic Card 公布的 18 个市场不含中国大陆
- Overseas address
- Required
- Overseas phone number
- Required
Payment support
Apple PaySupportedTrade Republic 官方帮助页明确卡片Supported Apple Pay。 · Verified 2026-07-20
Google PaySupportedTrade Republic 官方帮助页明确卡片Supported Google Pay。 · Verified 2026-07-20
WeChat PayNot disclosed
AlipayNot disclosed
Not disclosed does not mean unsupported. Support is marked only when explicitly confirmed by the issuer or wallet provider.