wavecard
Issuer Wave
Wave Card form factors
Subscription fee €0 / 月
Last verified 2026/07/206 traceable sources
- Rating
- 4.3
- Cashback
- Not disclosed
- Application / card fee
- Not disclosed
- Subscription fee
- €0 / 月
- FX fee
- fiat FX 0%；BTC conversion 1% plus approximately 0.5% liquidity spread
- Card type
- Visa Debit card；Virtual card / Physical card form factors
- Supported国家
- Austria / Belgium / Bulgaria / Croatia / Cyprus / Czechia / Denmark / Estonia / Finland / France / Germany / Greece / Hungary / Ireland / Italy / Latvia / Lithuania / Luxembourg / Malta / Netherlands / Poland / Portugal / Romania / Slovakia / Slovenia / Spain / Sweden / Liechtenstein / Norway / Iceland
- KYC
- KYC required；18+ 欧洲经济区居民；完整证件清单Not disclosed
Dimension · same Visa Debit and fee model；different card form and acquisition cost
Wave Card form factors comparison
Compare requirements, fees, cashback limits and mobile wallet support.
| Tier / plan | Requirement | Application fee | Subscription fee | Cashback | Cashback cap | Apple Pay | Google Pay | Features |
|---|---|---|---|---|---|---|---|---|
| VirtualCurrent | Not disclosed | Not disclosed | €0 / 月 | Not disclosed | Not disclosed | Not stated by issuer | Supported | Not disclosed |
| Physical | Not disclosed | Not disclosed | €0 / 月 | Not disclosed | Not disclosed | Not stated by issuer | Supported | Not disclosed |
Product capabilities
Card networks, custody and limits at a glance.
- 支持国家
- Austria / Belgium / Bulgaria / Croatia / Cyprus / Czechia / Denmark / Estonia / Finland / France / Germany / Greece / Hungary / Ireland / Italy / Latvia / Lithuania / Luxembourg / Malta / Netherlands / Poland / Portugal / Romania / Slovakia / Slovenia / Spain / Sweden / Liechtenstein / Norway / Iceland
- Cashback conditions
- Wave 官方卡页未核验到Cashback。不得沿用旧 TODEY 的 3%。
- Network
- Visa
- Supported networks
- Bitcoin Lightning via NWC
- Custody
- 自托管 Lightning wallet
- ATM limit
- daily €350；monthly €3,000
- Daily / monthly limit
- daily spend €10,000；monthly spend €10,000, 等级 2 KYC Up to €15,000
申请资格按欧洲经济区居民与 30 国清单记录；旧聚合数据中的 Switzerland 未沿用。