
Xapo Bank Card
Issuer Xapo
Premium metal Debit card;Visa 或 Mastercard 按发行地区;可选 USD / BTC 余额消费
Last verified 2026/07/206 traceable sources
- Rating
- 4.3
- Cashback
- time-limited 3% BTC Cashback on selected taxi / rideshare spend from 2026-07-01 to 2026-08-31
- Application / card fee
- Xapo Bank membership $1,000/year;30-day risk-free refund
- Subscription fee
- $1,000 membership
- FX fee
- 0 FX;no hidden markup
- Card type
- premium metal Debit card;Visa or Mastercard depending on issuing region
- Availability
- 100+ 个国家
- KYC
- Xapo membership 申请需 ID / passport、personal details 与 security details
Product capabilities
Card networks, custody and limits at a glance.
- 适用地区
- 100+ 个国家
- Cashback conditions
- 仅活动期内指定 taxi / rideshare 消费返 3% BTC;官网未核验到永久 base Cashback,旧 0.5% 不得沿用。
- Network
- Visa or Mastercard depending on issuing region
- Supported networks
- Bitcoin 余额消费 available
- Custody
- Xapo Bank USD / BTC account
- Bank transfer
- bank membership feature;not 卡-specific in this candidate
- ATM limit
- first $100 monthly allowance, then 2%;operator 费用 may apply;numeric withdrawal limitNot disclosed
All-卡禁用名单适用于所有发行网络;European Visa 另排除 Kazakhstan、Nicaragua、Ukraine。官网仅称 100+ 个国家,候选不伪造完整 applicant list。
Fees
Only disclosed or verified fees are shown. Unlisted items have not been published by the issuer.
$100 是每月 ATM fee allowance 阈值,不是公开提现限额。
KYC and eligibility
申请 membership 需 ID / passport、personal details 与 security details。是否接受某国申请还受 all-card 禁用国家与 European Visa additional restrictions 约束。
- Accepted documents
- Not disclosed
- Mainland China users
- Xapo Bank 公布 100+ 国家覆盖及禁用名单,但中国大陆具体会员资格未在当前证据中单列
- Overseas address
- Not disclosed
- Overseas phone number
- Not disclosed
Payment support
Apple PayNot disclosedXapo Bank 官方当前 transact / membership 页面未明确 Apple Pay。 · Verified 2026-07-20
Google PayNot disclosedXapo Bank 官方当前 transact / membership 页面未明确 Google Pay。 · Verified 2026-07-20
WeChat PayNot disclosed
AlipayNot disclosed
Not disclosed does not mean unsupported. Support is marked only when explicitly confirmed by the issuer or wallet provider.